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Mortgage rates are on the move again.
Loan Rates
Conventional Mortgage Loans |
Term | Interest Rate | APR* |
10 years | 5.000% | 5.032% |
15 years | 5.125% | 5.147% |
20 years | 5.625% | 5.643% |
30 years | 5.875% | 5.889% |
Term | Interest Rate | APR* |
10 years | 5.000% | 5.006% |
15 years | 5.125% | 5.129% |
Interest Rates, APRs, and terms are current as of January 23, 2026 and are subject to change without notice.
*Annual Percentage Rates (APRs) are calculated assuming a 10% down payment, and a loan amount of $165,000 that closes on the last day of the month. Jumbo rates are calculated assuming a 25% down and a loan amount of $832,800.
Term | Interest Rate | APR |
7 years | 6.500% | 6.500% |
10 years | 6.750% | 6.750% |
Interest Rates, APRs, and terms are current as of January 23, 2026 and are subject to change without notice.
Term | Interest Rate | APR** |
10 years | 5.000% | 5.303% |
15 years | 5.125% | 5.342% |
20 years | 5.625% | 5.801% |
30 years | 5.875% | 6.009% |
Interest Rates, APRs, and terms are current as of January 23, 2026 and are subject to change without notice.
**Annual Percentage Rates (APRs) are calculated assuming a 25% down payment, a loan amount of $165,000 that closes on the last day of the month, and a 1% origination fee.
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Routing #243373387 | WFS NMLS ID 518302
