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Checking Accounts
You have enough going on in your life, so choosing a checking account shouldn’t be complicated. We help keep it simple by offering 3 different types of checking accounts. All offer easy access 24/7 to your money with a WFS debit card, mobile and online banking, telephone banking, CheckFree bill pay, external transfers, Zelle and eStatements.
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- Surcharge-free ATM access at more than 37,000 locations within the Freedom ATM Alliance and MoneyPass networks
- No ATM surcharge from WFS if you use an ATM outside of the Freedom ATM Alliance or MoneyPass networks. Surcharges from other banks may apply
- Immediate access to your paycheck with direct deposit
- Transfer between WFS accounts using online or telephone banking
- Hassle free switching from your existing checking account at another bank to WFS
- Earn higher interest rates with relationship CDs
- Eliminate the monthly maintenance fee by one of the following:
- Maintaining the stated minimum balance
- Having a direct deposit into the account
- Maintaining a $1,000.00 balance in a qualified savings account
Compare Our Accounts
|
Account Options |
Interest Checking |
Non-Interest Checking |
Simply Debit |
|---|---|---|---|
|
Account Description |
Earn interest by maintaining a $500 minimum balance with this account. Unlimited check writing capabilities per account cycle. |
Non-interest bearing account for those who want a lower minimum balance. Unlimited check writing capabilities per account cycle. |
The perfect account for those who do not want or use checks. No minimum balance. No monthly service fees. |
|
Minimum amount to open |
$500 |
$100 |
$1 |
|
Monthly Service Fee |
$5 |
$5 |
$0 |
|
How to avoid monthly service fee |
|
|
N/A |
|
Earns Interest |
Yes, as long as balance remains above $500 |
No |
No |
|
Number of checks allowed to write per month |
Unlimited |
Unlimited |
None |
|
Qualifies for Relationship CDs (when available) |
Yes |
Yes |
Yes |
|
Monthly paper statements or eStatements |
Yes |
Yes |
Yes |
|
Debit Card available |
Yes |
Yes |
Yes |
|
Debit Card ATM transactions at WFS ATM and ATMs within the MoneyPass® or Freedom ATM Alliance® Networks |
Free |
Free |
Free |
|
Debit Card ATM transaction fees at non WFS, MoneyPass® or Freedom ATM Alliance® Networks |
Not from WFS |
Not from WFS |
Not from WFS |
Stop in or call us today for more information on opening an account.