Loan Rates
|
Term
|
Interest
Rate
|
APR*
|
|---|
Conventional Mortgage Loans
|
10 years
|
5.750%
|
5.775%
|
|
15 years
|
5.875%
|
5.893%
|
|
20 years
|
6.250%
|
6.265%
|
|
30 years
|
6.500%
|
6.511%
|
|
Term
|
Interest
Rate
|
APR*
|
|---|
Jumbo Loans
|
10 years
|
5.750%
|
5.755%
|
|
15 years
|
5.875%
|
5.879%
|
Interest Rates, APRs, and terms are current as of February 16, 2024 and are subject to change without notice.
*Annual Percentage Rates (APRs) are calculated assuming a 10% down payment, and a loan amount of $165,000 that closes on the last day of the month. Jumbo rates are calculated assuming a 25% down/equity and a loan amount of $766,600.
|
Term
|
Interest
Rate
|
APR
|
|---|
Home Equity Loans
|
7 years
|
6.500%
|
6.500%
|
|
10 years
|
6.750%
|
6.750%
|
Interest Rates, APRs, and terms are current as of February 16, 2024 and are subject to change without notice.
|
Term
|
Interest
Rate
|
APR**
|
|---|
Construction Permanent Loans
|
10 years
|
5.750%
|
6.052%
|
|
15 years
|
5.875%
|
6.092%
|
|
20 years
|
6.250%
|
6.427%
|
|
30 years
|
6.500%
|
6.637%
|
Interest Rates, APRs, and terms are current as of February 16, 2024 and are subject to change without notice.
**Annual Percentage Rates (APRs) are calculated assuming a 25% down payment, a loan amount of $165,000 that closes on the last day of the month, and a 1% origination fee.
|
