Loan Rates
|
Term
|
Interest
Rate
|
APR*
|
|---|
Conventional Mortgage Loans
|
10 years
|
5.375%
|
5.400%
|
|
15 years
|
5.500%
|
5.518%
|
|
20 years
|
6.000%
|
6.014%
|
|
30 years
|
6.250%
|
6.261%
|
|
Term
|
Interest
Rate
|
APR*
|
|---|
Jumbo Loans
|
10 years
|
5.375%
|
5.380%
|
|
15 years
|
5.500%
|
5.504%
|
Interest Rates, APRs, and terms are current as of April 8, 2025 and are subject to change without notice.
*Annual Percentage Rates (APRs) are calculated assuming a 10% down payment, and a loan amount of $165,000 that closes on the last day of the month. Jumbo rates are calculated assuming a 25% down/equity and a loan amount of $766,600.
|
Term
|
Interest
Rate
|
APR
|
|---|
Home Equity Loans
|
7 years
|
6.500%
|
6.500%
|
|
10 years
|
6.750%
|
6.750%
|
Interest Rates, APRs, and terms are current as of April 8, 2025 and are subject to change without notice.
|
Term
|
Interest
Rate
|
APR**
|
|---|
Construction Permanent Loans
|
10 years
|
5.375%
|
5.675%
|
|
15 years
|
5.500%
|
5.715%
|
|
20 years
|
6.000%
|
6.175%
|
|
30 years
|
6.250%
|
6.375%
|
Interest Rates, APRs, and terms are current as of April 8, 2025 and are subject to change without notice.
**Annual Percentage Rates (APRs) are calculated assuming a 25% down payment, a loan amount of $165,000 that closes on the last day of the month, and a 1% origination fee.
|
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